1. Purpose and scope

This policy explains how HILLMARK CONSULTING LTD, Company number 16592223, operating Brightskins, prevents fraud, money laundering, sanctions evasion, payment abuse, and other misuse of the service.

Brightskins is not a bank, payment institution, crypto exchange, gambling operator, or financial investment service. However, we apply risk-based controls expected by payment providers, banks, card networks, fraud-prevention vendors, and applicable law.

2. Risk controls

• Account, payment, Steam, device, IP, order, Trade Offer, velocity, and behavioural checks.
• Review of suspicious transaction patterns, unusual item values, duplicate accounts, chargebacks, mismatched identities, and attempted policy circumvention.
• Sanctions and PEP screening where required by risk level, payment providers, legal obligations, or internal review.
• Manual review, delivery hold, order cancellation, account restriction, refund, or refusal of service where risk is unacceptable.

3. Suspicious transactions

We may treat a transaction as suspicious if it involves stolen accounts, stolen payment methods, unusual source-of-funds concerns, rapid buying or selling, inconsistent account data, proxy or VPN abuse, sanctions indicators, bot behaviour, chargeback abuse, or other red flags.

We may delay or stop delivery while we investigate. We are not required to disclose the full detail of our fraud rules, scoring, vendor results, or investigation methods.

4. Source of funds and account review

Where necessary, we may ask you to provide information about the source of funds, identity, payment ownership, Steam account ownership, order purpose, or transaction history.

Failure to provide requested information, or provision of false or misleading information, may result in cancellation, refund, account restriction, refusal of service, or escalation to payment providers or authorities.

5. Cooperation with authorities

We may preserve and disclose relevant records to law enforcement, regulators, payment providers, banks, fraud-prevention networks, courts, or professional advisers where required by law or necessary to protect Brightskins, users, or third parties.

6. Contact

Fraud and compliance contact: support@brightskins.store. Postal contact: HILLMARK CONSULTING LTD, 66 Paul Street, London, England EC2A 4NA, United Kingdom.